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Company/VAT no/Free text Country/City/Municipality

NET PROFIT (x1000 NOK)

EMPLOYEES

Lån & Spar Bank A/S

Closing information (x1000 NOK)

Closing information 2015/12 2014/12 2013/12
Net interest income 533,834 520,851 463,958
Operating profit 168,381 160,764 109,902
Total assets 19,870,068 16,641,181 14,218,535
Lending to the general public 13,812,153 10,643,824 9,345,752
Deposits 17,726,704 14,697,878 12,520,596
Equity capital 1,381,418 1,205,792 1,053,491
- share capital 347,148 329,360 307,028
Employees (average) 387 369 375

Financial ratios

Fiscal year 2015/12 2014/12 2013/12
Solvency 7.0% More Arrow 7.2% More Arrow 7.4%
Turnover per employee
Profit as a percentage of turnover
Return on assets (ROA)
Current ratio
Return on equity (ROE) 12.2% More Arrow 13.3% Less Arrow 10.4%
Change turnover
Change turnover %
Chg. No. of employees 18 Less Arrow -6 More Arrow 15
Chg. No. of employees % 5% Less Arrow -2% More Arrow 4%

Total value of public sale

Fiscal year 2015/12 2014/12 2013/12
Total value of public sale 0 Equal arrow 0 Equal arrow 0

Closing figures are converted to the currency above at the exchange rate of the closing date. Source for the exchange rates: Sveriges Riksbank

The closing information is gathered directly from the companies or from Creditsafe.