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Company/VAT no/Free text Country/City/Municipality

NET PROFIT (x1000 EUR)

EMPLOYEES

Lån & Spar Bank A/S

Closing information (x1000 EUR)

Closing information 2015/12 2014/12 2013/12
Net interest income 55,846 57,563 54,887
Operating profit 17,615 17,767 13,002
Total assets 2,078,676 1,839,130 1,682,090
Lending to the general public 1,444,937 1,176,321 1,105,627
Deposits 1,854,452 1,624,362 1,481,219
Equity capital 144,515 133,260 124,631
- share capital 36,316 36,400 36,322
Employees (average) 387 369 375

Financial ratios

Fiscal year 2015/12 2014/12 2013/12
Solvency 7.0% More Arrow 7.2% More Arrow 7.4%
Turnover per employee
Profit as a percentage of turnover
Return on assets (ROA)
Current ratio
Return on equity (ROE) 12.2% More Arrow 13.3% Less Arrow 10.4%
Change turnover
Change turnover %
Chg. No. of employees 18 Less Arrow -6 More Arrow 15
Chg. No. of employees % 5% Less Arrow -2% More Arrow 4%

Total value of public sale

Fiscal year 2015/12 2014/12 2013/12
Total value of public sale 0 Equal arrow 0 Equal arrow 0

Closing figures are converted to the currency above at the exchange rate of the closing date. Source for the exchange rates: Sveriges Riksbank

The closing information is gathered directly from the companies or from Creditsafe.