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Company/VAT no/Free text Country/City/Municipality

NET PROFIT (x1000 DKK)

EMPLOYEES

Lån & Spar Bank A/S

Closing information (x1000 DKK)

Closing information 2015/12 2014/12 2013/12
Net interest income 416,736 428,561 409,515
Operating profit 131,446 132,278 97,006
Total assets 15,511,499 13,692,504 12,550,070
Lending to the general public 10,782,409 8,757,828 8,249,081
Deposits 13,838,290 12,093,538 11,051,375
Equity capital 1,078,399 992,136 929,870
- share capital 271,000 271,000 271,000
Employees (average) 387 369 375

Financial ratios

Fiscal year 2015/12 2014/12 2013/12
Solvency 7.0% More Arrow 7.2% More Arrow 7.4%
Turnover per employee
Profit as a percentage of turnover
Return on assets (ROA)
Current ratio
Return on equity (ROE) 12.2% More Arrow 13.3% Less Arrow 10.4%
Change turnover
Change turnover %
Chg. No. of employees 18 Less Arrow -6 More Arrow 15
Chg. No. of employees % 5% Less Arrow -2% More Arrow 4%

Total value of public sale

Fiscal year 2015/12 2014/12 2013/12
Total value of public sale 0 Equal arrow 0 Equal arrow 0

Closing figures are converted to the currency above at the exchange rate of the closing date. Source for the exchange rates: Sveriges Riksbank

The closing information is gathered directly from the companies or from Creditsafe.